It is important to know what you are buying when you sign up for medical aid. There are different options to suit individual or family needs. These options vary according to medical aid plans and every scheme has several plans to choose from. It is not just about price. It is also about benefits and this is where many South Africans fall short. They choose different medical aid options based on the monthly contributions without looking at the benefits of each plan. The pinch is felt when you need certain benefits which is not included on your plan and have to fork out cash for the medical bills.