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Medical aid pays according to specific tariffs for different treatments and procedures.

Health insurance is not medical aid but pays you cash for each day in hospital.

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IMPORTANT for a needs analysis.
Your income level will determine the type of cover you can afford.





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How Does Medical Aid Work?

Private health care in South Africa is expensive and most South Africans cannot afford. Medical aid helps consumers pay for private healthcare by funding the cost through a collective pool. The premiums of all members are pooled together and the bills for legitimate medical expenses are paid out by the scheme.

Do I Need Medical Aid?

Private health care in South Africa is expensive and most South Africans cannot afford. Medical aid helps consumers pay for private healthcare by funding the cost through a collective pool. The premiums of all members are pooled together and the bills for legitimate medical expenses are paid out by the scheme.