Having a company medical aid is a benefit that not all workers are fortunate to have. It is not mandatory but may employers see it as an incentive to employees above and beyond the monthly salary and year end bonus. Some companies pay 33% (one-third) of the monthly contribution while others may be generous enough to fork out as much as 66% (two-thirds) of the premium. It also takes some of the hassle out of the administrative side of things for workers, as medical aid premiums are deducted from the salary and paid by the employer to the medical scheme. But what if you employer does not pay your medical aid premium in full this month, or has missed the payment to the scheme altogether?