Employee Medical Aid and Injured On Duty (IOD) Claims

Injuries can arise under various circumstances in life. It can be a simple fall at home. A motor vehicle accident. An assault. Or an injury sustained in the workplace. Medical aid does not limit payout based on where or when you sustained an injury but they will need to know the details. You as a medical aid member have the protection of knowing that essential medical services are paid for by your scheme up to a certain limit every year. Unfortunately not every South African has medical aid and may have to depend on government agencies such as the Compensation Commissioner (workmen’s compensation) or the Road Accident Fund to afford private medical care in certain instances.