Having cover for you entire family should be considered a necessity but when you have a newborn baby, adequate medical aid cover should be one of your primary concerns. The fact is that newborn babies are at the most delicate stage of their lives and need quality medical care. Unfortunately in South Africa, the best medical care is often within the private health sector but these services are expensive. Should your baby be born premature, have some congenital ailment or just needs to spend a day or two in hospital for jaundice, the fact is that these services are not cheap in private hospitals. Even out-of-hospital care for your newborn baby can be expensive with some paediatricians charging as much as R700 or more per consultation. Then there are all the other doctors, therapists, tests and medication. Newborn baby medical aid cover has to be adequate or you will quickly find yourself in heavy debt.